Living and working in Zug
- Population 2025
- 135,018 inhab.
- Capital
- Zug
- Official language
- German
- Region
- Central Switzerland
- Area
- 239 km²
- Estimated net salary (100k)
- 83,757 CHF
- Borders
- No international border
On a gross salary of CHF 100,000 a year, the tax burden in Zug is 5.63%: rank 1 of 26 (Swiss average: 13.82%).
See Zug on the interactive map →
Strengths
- Top 5 nationwide for Tax burden at CHF 100,000 gross (1/26)
- Top 5 nationwide for Top marginal income tax rate (1/26)
- Top 5 nationwide for Average health premium 2027 (1/26)
- Top 5 nationwide for Corporate tax (2/26)
Watch out
- Among the 5 least favourable for Fixed monthly cost (rent + insurance) (26/26)
- Among the 5 least favourable for Average rent, 3-4 room flat (26/26)
- Among the 5 least favourable for Vacant homes (25/26)
Context
- Among the lowest taxes in the country.
- Notable pharma and life-sciences cluster.
- Crypto Valley: blockchain and fintech.
- Global hub for commodity trading.
- Very tight housing market: expect competition for every flat.
- Health premium cut in 2026-2027: the canton pays 99% of hospital costs.
Key figures
| Indicator | Value | Rank | Switzerland |
|---|---|---|---|
| Taxes | |||
| Tax burden at CHF 100,000 gross | 5.63% | 1/26 | 13.82% |
| Top marginal income tax rate | 21.90% | 1/26 | 33.04% |
| Corporate tax | 11.71% | 2/26 | 14.43% |
| Wealth tax | 2.3‰ | 5/26 | |
| Jobs | |||
| Median wage (region) | 7,092 CHF/month | 5/26 | 7,024 CHF/month |
| Registered unemployment | 2.8% | 13/26 | 3.0% |
| GDP per capita | 192,958 CHF | 2/26 | |
| Cost of living | |||
| Fixed monthly cost (rent + insurance) | 2,235 CHF/month | 26/26 | 1,966 CHF/month |
| Average rent, 3-4 room flat | 1,908 CHF/month | 26/26 | 1,478 CHF/month |
| Average health premium 2027 | 276 CHF/month | 1/26 | 412 CHF/month |
| Vacant homes | 0.42% | 25/26 | 1.00% |
| Sectors | |||
| Pharma and life sciences | 7/10 | 3/26 | |
| Tech and software | 6/10 | 3/26 | |
| AI ecosystem | 4/10 | 7/26 | |
| Finance and insurance | 7/10 | 3/26 | |
| Engineering and industry | 5/10 | 15/26 | |
| Languages | |||
| Speak English | 13.0% | 6.7% | |
| Speak German | 79.4% | 62.3% | |
| Speak French | 3.3% | 22.6% | |
| Speak Italian | 4.3% | 8.3% | |
| Train | |||
| Train to Zurich | 25 min | 2/26 | |
| Train to Basel | 1 h 20 min | 10/26 | |
| Train to Bern | 1 h 25 min | 12/26 | |
| Train to Geneva | 2 h 55 min | 14/26 | |
| Population | |||
| Population | 135,018 inhab. | ||
| Population density | 565 people/km² | ||
| Foreign nationals | 30.5% | 27.4% | |
| Population growth | +1.0% | ||
Rank 1 of 26 = the most favourable situation for people living or working there. Our own estimate based on the major employers and institutes present. There is no comparable official share per canton.
Taxes
- Rates for the cantonal capital, including federal, cantonal and municipal tax. Another municipality can differ by several points.
- With an L or B permit, tax is withheld from your salary. Above CHF 120,000 a year you also file an ordinary return.
- If you register as a member of a recognised church you also pay church tax.
The FSO publishes median wages by statistical region, not by canton. Sectors such as pharma or finance pay well above it. The average premium mixes all ages, deductibles and models; an adult pays more. Rents refer to existing leases: flats advertised today cost more.
Companies on the map
- Roche Diagnostics Medtech and diagnostics · Rotkreuz
- Biogen Pharma and biotech · Baar
- Johnson & Johnson Pharma and biotech · Zug
- Galderma Pharma and biotech · Zug · Headquarters
- Crypto Valley Tech and AI · Zug
- Sika Engineering and industry · Baar · Headquarters
- Holcim Engineering and industry · Zug · Headquarters
- Siemens Smart Infrastructure Engineering and industry · Zug · Headquarters
- Landis+Gyr Engineering and industry · Cham · Headquarters
- Partners Group Finance and insurance · Baar · Headquarters
- Glencore Consumer and commodities · Baar · Headquarters
Universities and institutes
- HSLU Informatik University · Rotkreuz
Main cities
- Zug 31,469 inhab.
- Baar 24,996 inhab.
- Cham 17,643 inhab.
- Risch-Rotkreuz 11,253 inhab.
Other cantons
Sources
- BFS/OFS · STATPOP 2025
- KPMG · Clarity on Swiss Taxes 2026
- ESTV/AFC · Steuerbelastung Kantonshauptorte
- ESTV/Taxbooks · Vermögenssteuer 2025
- BFS/OFS · LSE 2024
- SECO · Arbeitsmarktstatistik 03/2026
- BFS/OFS · VGR 2022
- BFS/OFS · Strukturerhebung 2022
- BAG/OFSP · Prämien 2026/2027
- BFS/OFS · Leerwohnungszählung 2025
- BFS/OFS · Strukturerhebung 2020
- BFS/OFS · STATPOP 2024 (Statista)
- SBB CFF FFS · ≈